The global rise of cryptocurrency represents a major transformation of how people store and transfer value. Cryptocurrencies took less than 10 years to become popular, compared to hundreds of years for paper money. Currently, less than 10% of money exists in physical form. The majority of money is simply a digital balance in a bank.


The concept of money is undergoing change for the first time in hundreds of years. The Internet freed information to the global population; and likewise cryptocurrencies will give people more direct control over their finances. Read our whitepaper to find out more.

Phase 3.0 Eco System

Ever since the music sharing website, Napster, was introduced in June 1999, peer-to-peer system usage has dominated the Internet traffic together with the Web, Decentralized architecture has become a viable alternative to the traditional client-server based models in the realm of large scale distributed systems. Decentralize everything.


  • Decentralization 3.0: Wallet embedded Marketplace, Trust-based incentive mechanism, Trade-based incentive mechanism.


  • Privacy and Trust 3.0: Enhanced psuedo-anonynomity, or private balances to overcome Bitcoin transactions public nature and increasing requirements for user privacy.


  • Concept Wallet (Phase 3.0): Mobile money extension for 2 billion + unbanked. Developing countries without traditional tier one infrastructures. 
Payment Coin Whitepaper


In this relentless transformation of money, there are some casualties. Those who do not have bank accounts and have no access to the world of electronic money must rely on cash to live. But in a universe where bits are king, cash is an expensive commodity — and having to depend on it will trap people in poverty. So the money revolution is likely to widen the gap between rich and poor. Revolutions are rarely fair, often unpredictable, but usually irresistible. The rise of Payment Coin (POD) is no exception. Take part today, tomorrow maybe too late.